**YASKER PTE. LTD.** (UEN: 202207887E) ("we", "us") respects your privacy. This policy outlines how we handle your data in compliance with the **Personal Data Protection Act 2012 (PDPA)** of Singapore.

1. Data We Collect

Identity Data: Name, email, and authentication credentials (we only store salted password hashes).
Transaction Data: Details of your credit purchases and subscription history. **IMPORTANT:** We do NOT store your credit card or bank details. All payment processing is handled securely by **Stripe**, our third-party payment processor.
Usage Data: Your inputs (prompts, images) and the resulting outputs (AI generations). We store this to provide you with your project history.

2. Use of Personal Data

We use your data strictly to:

Provide the AI generation service.
Process payments and manage your "Credit" balance.
Detect and prevent fraud (e.g., duplicate accounts, payment fraud).
Comply with Singapore legal obligations (e.g., tax reporting).

3. Payment Security (Stripe)

All financial transactions are handled by **Stripe Payment Singapore Pte. Ltd.** and its affiliates. By making a purchase, you agree to Stripe's Privacy Policy. We do not have access to your full card number or CVC code.

4. International Transfers

While YASKER PTE. LTD. is based in Singapore, our GPU servers and data storage may be located in other jurisdictions (e.g., US, Europe) to provide high-performance AI processing. By using the Service, you consent to the transfer of your data to these secure facilities.

5. Retention

We retain your personal data only as long as necessary to fulfill the purposes for which it was collected, or as required by law (e.g., keeping financial records for 5 years for IRAS tax purposes). If you delete your account, your personal identifiers are removed, though we may retain non-identifiable usage logs.

6. Your Rights

Under the PDPA, you have the right to:

Access key personal data we hold about you.
Request correction of inaccurate data.
Withdraw consent for marketing communications.

7. Contact Us

For privacy inquiries or data access requests:

Data Protection Officer
YASKER PTE. LTD.
68 Circular Road, #02-01, Singapore 049422
Email: privacy@editora.io